National Debt Recovery & Collection Services

Moving Your Business Forward Through Better Debt Recovery.

Tailor-made collection strategies backed by more than 40 years of combined experience, a national operational footprint and an unwavering commitment to ethical recovery.

40+
Years of combined experience

9
Provinces covered nationally

Level 2
B-BBEE SME contributor

2017
Established in South Africa

Company Overview

Recovery Built on Experience, Technology and Human Understanding.

FDE Debt Collections is a national provider of debt recovery and collection services. We combine experienced people, structured processes and modern contact-centre capabilities to help organisations manage delinquent accounts more effectively.

Our experience extends across individual, corporate, commercial, agricultural and aviation-related portfolios at every stage of delinquency.

We conduct every interaction with integrity, fairness and respect while operating within applicable legal, regulatory and compliance requirements.

Debt Collection Services

Complete Support Across the Collection Cycle.

From early intervention and tracing to legal collections and asset recovery, FDE provides coordinated solutions shaped around each client’s portfolio and operational requirements.

Pre-Legal Collections

A considered, customer-focused approach designed to encourage engagement, repayment and voluntary resolution before legal escalation.

Legal Collections

Structured legal collection and repossession processes coordinated with the appropriate legal and operational resources.

Bad Debt Collections

Focused recovery strategies for written-off and long-outstanding debt where conventional collection efforts have been exhausted.

Tracing Services

Individual, company, director, employment, contact and asset tracing supported by comprehensive verification resources.

National Contact Centre

Centralised contact-centre capabilities supported by virtual representation and field agents throughout South Africa.

Asset Administration

Voluntary surrenders, repossessions, impoundment, upliftment, safekeeping and NATIS-related administration.

Your Debt Recovery Partner

Strategies Shaped Around Your Business.

There is no single collection strategy that works for every organisation, every portfolio or every customer.

FDE develops tailored recovery processes that account for the nature of the debt, the age of the portfolio, customer circumstances, regulatory requirements and your commercial objectives.

We strive to be your debt recovery partner of choice.

People

Respect, honesty, loyalty and empathy guide the way we work.

Innovation

Practical creativity applied for the benefit of our clients.

Communication

Clear, respectful interactions built on fairness and trust.

Integrity

Ethical, compliant processes and responsible stewardship.

Trace & Verification

Better Information Supports Better Decisions.

FDE provides trace and verification services that help clients confirm identities, assess risk, locate individuals and assets, and make informed commercial decisions.

  • Individual and contact tracing
  • Company and director verification
  • Employment confirmation
  • Asset tracing
  • Deeds and property verification
  • Credit and adverse-information checks
  • Criminal-record checks
  • Tenant screening
  • Judgement verification
  • Vehicle circulation reports
  • Driver’s licence verification
  • Beneficiary trace reports
National Operational Footprint

Centralised Capability. Nationwide Reach.

Our centralised contact centre operates nationally, supported by virtual representation and field agents across all nine South African provinces.

Eastern Cape
Free State
Gauteng
KwaZulu-Natal
Limpopo
Mpumalanga
Northern Cape
North West
Western Cape
Compliance & Accountability

Recovery Conducted Responsibly.

FDE conducts its business within the applicable legal and regulatory framework and is registered with the Council for Debt Collectors.

CFDC
Registered debt collector

NCR & NCA
Regulatory awareness

Credit Bureau
Data-driven support

✓

Audited Trust Accounts

Our trust accounts are audited to verify that funds held on behalf of third parties are managed legally, accurately and responsibly.

Let’s Start a Conversation

Looking for a More Effective Debt Recovery Partner?

Speak to FDE about your portfolio, operational challenges and recovery objectives.